Credit Cards

Guns don't kill people; people kill people.
Money is the root of all evil.
Credit cards are the source of all financial ruin. True statements or misperceptions?

http://www.bankrate.com/finance/credit-cards/credit-cards.aspx

• What is one?
• How do you get one?
• How does one use one?
• For what should one use one?
• "Just charge it!" - good or bad?
• Having the funds to back it up? Would you write a check without sufficient funds?
• Reconciling statements
• How to pay it off
• Number to have
• Credit score
• points and cash back
• secured credit card
• what to do if over your head: put in cup in freezer